/* ========================================
   Home Page EMI Section
   ======================================== */

.emi-section-home {
    padding: 80px 0;
    background: linear-gradient(135deg, #f8fafc 0%, #f1f5f9 50%, #e2e8f0 100%);
    position: relative;
    overflow: hidden;
}

.emi-section-home::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background-image: 
        radial-gradient(circle at 20% 20%, rgba(14, 146, 210, 0.05) 0%, transparent 40%),
        radial-gradient(circle at 80% 80%, rgba(54, 179, 126, 0.05) 0%, transparent 40%);
    pointer-events: none;
}

.emi-section-home .container {
    position: relative;
    z-index: 1;
}

/* Remove duplicate header margin when inside home section */
.emi-section-home .emi-header-modern {
    margin-top: 0;
}

@media (max-width: 768px) {
    .emi-section-home {
        padding: 60px 0;
    }
}

@media (max-width: 480px) {
    .emi-section-home {
        padding: 40px 0;
    }
}

/* ========================================
   Modern Premium EMI Calculator
   ======================================== */

/* Calculator Container */
.emi-calculator-modern {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 24px;
}

/* Header Section */
.emi-header-modern {
    text-align: center;
    margin-bottom: 48px;
}

.emi-header-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: linear-gradient(135deg, #dbeafe 0%, #bfdbfe 100%);
    color: #1762BE;
    font-size: 0.8125rem;
    font-weight: 600;
    padding: 8px 16px;
    border-radius: 50px;
    margin-bottom: 20px;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.emi-header-badge svg {
    width: 16px;
    height: 16px;
}

.emi-header-title {
    font-size: clamp(2rem, 5vw, 2.75rem);
    font-weight: 800;
    color: #122A54;
    margin-bottom: 12px;
    letter-spacing: -0.02em;
}

.emi-header-desc {
    font-size: 1.125rem;
    color: #64748b;
    max-width: 500px;
    margin: 0 auto;
    line-height: 1.6;
}

/* Main Grid Layout */
.emi-main-grid {
    display: grid;
    grid-template-columns: 1fr 380px;
    gap: 32px;
    margin-bottom: 32px;
}

/* Left Column - Inputs */
.emi-inputs-column {
    background: white;
    border-radius: 24px;
    padding: 40px;
    box-shadow: 
        0 4px 6px -1px rgba(0, 0, 0, 0.02),
        0 20px 40px -12px rgba(0, 0, 0, 0.06);
    border: 1px solid #f1f5f9;
}

.emi-input-block {
    margin-bottom: 32px;
}

.emi-input-block:last-child {
    margin-bottom: 0;
}

.emi-input-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 16px;
}

.emi-input-label {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 1rem;
    font-weight: 600;
    color: #334155;
}

.emi-input-label svg {
    width: 18px;
    height: 18px;
    color: #1762BE;
}

.emi-input-value-wrapper {
    background: linear-gradient(135deg, #f0f9ff 0%, #e0f2fe 100%);
    padding: 8px 16px;
    border-radius: 10px;
    border: 1px solid #bae6fd;
}

.emi-input-value {
    font-size: 1.125rem;
    font-weight: 700;
    color: #1762BE;
    font-variant-numeric: tabular-nums;
}

/* Slider Container */
.emi-slider-container {
    margin-top: 8px;
}

.emi-slider-track-wrapper {
    position: relative;
    height: 40px;
    display: flex;
    align-items: center;
    padding: 0 14px;
    margin: 0 -14px;
    box-sizing: border-box;
}

.emi-slider-track {
    position: relative;
    width: 100%;
    height: 8px;
    background: #e2e8f0;
    border-radius: 4px;
    overflow: hidden;
}

.emi-slider-fill {
    position: absolute;
    top: 0;
    left: 0;
    height: 100%;
    background: linear-gradient(90deg, #1762BE 0%, #4FC13C 100%);
    border-radius: 4px;
    transition: width 0.1s ease;
}

.emi-slider-input {
    position: absolute;
    top: 50%;
    left: 0;
    transform: translateY(-50%);
    width: 100%;
    height: 40px;
    opacity: 1;
    z-index: 20;
    -webkit-appearance: none;
    -moz-appearance: none;
    appearance: none;
    background: transparent;
    border: none !important;
    outline: none !important;
    box-shadow: none !important;
    margin: 0;
    padding: 0;
    cursor: pointer;
}

/* Webkit Thumb */
.emi-slider-input::-webkit-slider-thumb {
    -webkit-appearance: none;
    width: 26px;
    height: 26px;
    background: white;
    border: 3px solid #1762BE;
    border-radius: 50%;
    box-shadow: 0 4px 12px rgba(14, 146, 210, 0.4), 0 0 0 4px rgba(14, 146, 210, 0.1);
    cursor: pointer;
    transition: all 0.2s ease;
    margin-top: 0;
}

.emi-slider-input::-webkit-slider-thumb:hover {
    transform: scale(1.1);
    box-shadow: 0 6px 16px rgba(14, 146, 210, 0.5), 0 0 0 6px rgba(14, 146, 210, 0.15);
}

.emi-slider-input::-webkit-slider-thumb:active {
    transform: scale(0.95);
}

/* Firefox Thumb */
.emi-slider-input::-moz-range-thumb {
    width: 26px;
    height: 26px;
    background: white;
    border: 3px solid #1762BE;
    border-radius: 50%;
    box-shadow: 0 4px 12px rgba(14, 146, 210, 0.4), 0 0 0 4px rgba(14, 146, 210, 0.1);
    cursor: pointer;
    transition: all 0.2s ease;
}

.emi-slider-input::-moz-range-thumb:hover {
    transform: scale(1.1);
}

/* Slider Labels */
.emi-slider-labels {
    display: flex;
    justify-content: space-between;
    margin-top: 8px;
    font-size: 0.75rem;
    color: #94a3b8;
    font-weight: 500;
}

/* Tenure Chips */
.emi-tenure-chips {
    display: flex;
    flex-wrap: wrap;
    gap: 8px;
    margin-top: 16px;
}

.emi-chip {
    background: #f8fafc;
    border: 1px solid #e2e8f0;
    color: #64748b;
    font-size: 0.8125rem;
    font-weight: 600;
    padding: 8px 16px;
    border-radius: 8px;
    cursor: pointer;
    transition: all 0.2s ease;
}

.emi-chip:hover {
    background: #f1f5f9;
    border-color: #cbd5e1;
    color: #475569;
}

.emi-chip.active {
    background: linear-gradient(135deg, #1762BE 0%, #4FC13C 100%);
    border-color: transparent;
    color: white;
    box-shadow: 0 4px 12px rgba(14, 146, 210, 0.3);
}

/* Right Column - Results */
.emi-results-column {
    display: flex;
    flex-direction: column;
    gap: 20px;
}

/* Hero Result Card */
.emi-result-hero {
    background: linear-gradient(135deg, #1762BE 0%, #122A54 50%, #4FC13C 100%);
    border-radius: 24px;
    padding: 32px;
    color: white;
    text-align: center;
    box-shadow: 
        0 20px 40px -12px rgba(14, 146, 210, 0.4),
        0 8px 16px -4px rgba(14, 146, 210, 0.2);
    position: relative;
    overflow: hidden;
}

.emi-result-hero::before {
    content: '';
    position: absolute;
    top: -50%;
    left: -50%;
    width: 200%;
    height: 200%;
    background: radial-gradient(circle, rgba(255,255,255,0.1) 0%, transparent 60%);
    pointer-events: none;
}

.emi-result-hero-label {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-size: 0.875rem;
    font-weight: 600;
    opacity: 0.9;
    margin-bottom: 16px;
    background: rgba(255,255,255,0.15);
    padding: 8px 16px;
    border-radius: 50px;
    backdrop-filter: blur(4px);
}

.emi-result-hero-value {
    font-size: clamp(2rem, 5vw, 2.75rem);
    font-weight: 800;
    margin-bottom: 8px;
    font-variant-numeric: tabular-nums;
    letter-spacing: -0.02em;
    transition: all 0.3s ease;
}

.emi-result-hero-subtitle {
    font-size: 0.9375rem;
    opacity: 0.8;
    font-weight: 500;
}

/* Secondary Results Grid */
.emi-results-subgrid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 16px;
}

.emi-result-subcard {
    background: white;
    border-radius: 16px;
    padding: 24px;
    border: 1px solid #f1f5f9;
    transition: all 0.3s ease;
}

.emi-result-subcard:hover {
    border-color: #e2e8f0;
    box-shadow: 0 8px 24px -6px rgba(0, 0, 0, 0.06);
    transform: translateY(-2px);
}

.emi-result-subcard.full-width {
    grid-column: span 2;
    display: flex;
    align-items: center;
    gap: 16px;
}

.emi-result-subcard-icon {
    width: 44px;
    height: 44px;
    background: linear-gradient(135deg, #dbeafe 0%, #bfdbfe 100%);
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 12px;
    color: #1762BE;
}

.emi-result-subcard-icon.interest-icon {
    background: linear-gradient(135deg, #ffedd5 0%, #fed7aa 100%);
    color: #f97316;
}

.emi-result-subcard-icon.total-icon {
    background: linear-gradient(135deg, #dcfce7 0%, #bbf7d0 100%);
    color: #4FC13C;
}

.emi-result-subcard.full-width .emi-result-subcard-icon {
    margin-bottom: 0;
    flex-shrink: 0;
}

.emi-result-subcard-label {
    font-size: 0.75rem;
    font-weight: 600;
    color: #94a3b8;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    margin-bottom: 6px;
}

.emi-result-subcard-value {
    font-size: 1.25rem;
    font-weight: 700;
    color: #122A54;
    font-variant-numeric: tabular-nums;
}

.emi-result-subcard.full-width .emi-result-subcard-value {
    font-size: 1.5rem;
}

/* Charts Section */
.emi-charts-section {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 24px;
    margin-bottom: 32px;
}

.emi-chart-block {
    background: white;
    border-radius: 24px;
    padding: 32px;
    border: 1px solid #f1f5f9;
    box-shadow: 0 4px 6px -1px rgba(0, 0, 0, 0.02);
}

.emi-chart-block-title {
    font-size: 1.0625rem;
    font-weight: 700;
    color: #122A54;
    margin-bottom: 24px;
    display: flex;
    align-items: center;
    gap: 10px;
}

.emi-chart-block-title svg {
    width: 20px;
    height: 20px;
    color: #1762BE;
}

.emi-chart-content {
    display: flex;
    align-items: center;
    gap: 32px;
}

.emi-doughnut-wrapper {
    position: relative;
    width: 180px;
    height: 180px;
    flex-shrink: 0;
    padding: 10px;
    box-sizing: border-box;
}

.emi-doughnut-wrapper canvas {
    width: 100% !important;
    height: 100% !important;
}

.emi-chart-legend-modern {
    flex: 1;
    display: flex;
    flex-direction: column;
    gap: 16px;
}

.emi-legend-modern-item {
    display: flex;
    align-items: center;
    gap: 12px;
}

.emi-legend-modern-dot {
    width: 14px;
    height: 14px;
    border-radius: 4px;
    flex-shrink: 0;
}

.emi-legend-modern-dot.principal {
    background: linear-gradient(135deg, #1762BE, #122A54);
}

.emi-legend-modern-dot.interest {
    background: linear-gradient(135deg, #f97316, #ea580c);
}

.emi-legend-modern-info {
    flex: 1;
    display: flex;
    flex-direction: column;
    gap: 2px;
}

.emi-legend-modern-label {
    font-size: 0.8125rem;
    color: #64748b;
}

.emi-legend-modern-value {
    font-size: 1rem;
    font-weight: 700;
    color: #122A54;
}

.emi-legend-modern-percent {
    font-size: 0.875rem;
    font-weight: 700;
    color: #1762BE;
    background: #f0f9ff;
    padding: 4px 10px;
    border-radius: 6px;
}

.emi-line-chart-wrapper {
    height: 200px;
    position: relative;
}

/* Info Section */
.emi-info-modern {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.emi-info-card {
    background: white;
    border-radius: 20px;
    padding: 32px;
    text-align: center;
    border: 1px solid #f1f5f9;
    transition: all 0.3s ease;
}

.emi-info-card:hover {
    border-color: #e2e8f0;
    box-shadow: 0 12px 32px -8px rgba(0, 0, 0, 0.08);
    transform: translateY(-4px);
}

.emi-info-icon-wrapper {
    width: 64px;
    height: 64px;
    border-radius: 16px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 20px;
}

.emi-info-icon-wrapper.blue {
    background: linear-gradient(135deg, #dbeafe 0%, #bfdbfe 100%);
    color: #1762BE;
}

.emi-info-icon-wrapper.green {
    background: linear-gradient(135deg, #dcfce7 0%, #bbf7d0 100%);
    color: #4FC13C;
}

.emi-info-icon-wrapper.purple {
    background: linear-gradient(135deg, #f3e8ff 0%, #e9d5ff 100%);
    color: #9333ea;
}

.emi-info-card h4 {
    font-size: 1.0625rem;
    font-weight: 700;
    color: #122A54;
    margin-bottom: 8px;
}

.emi-info-card p {
    font-size: 0.9375rem;
    color: #64748b;
    line-height: 1.6;
    margin-bottom: 8px;
}

.emi-info-note {
    font-size: 0.75rem;
    color: #94a3b8;
    font-weight: 500;
}

/* ========================================
   Responsive Design
   ======================================== */

@media (max-width: 1100px) {
    .emi-main-grid {
        grid-template-columns: 1fr;
    }
    
    .emi-results-column {
        flex-direction: row;
        flex-wrap: wrap;
    }
    
    .emi-result-hero {
        flex: 1;
        min-width: 280px;
    }
    
    .emi-results-subgrid {
        flex: 1;
        min-width: 280px;
    }
}

@media (max-width: 768px) {
    .emi-calculator-modern {
        padding: 0 16px;
    }
    
    .emi-header-modern {
        margin-bottom: 32px;
    }
    
    .emi-header-title {
        font-size: 1.75rem;
    }
    
    .emi-header-desc {
        font-size: 1rem;
    }
    
    .emi-inputs-column {
        padding: 24px;
        border-radius: 20px;
    }
    
    .emi-input-block {
        margin-bottom: 24px;
    }
    
    .emi-input-header {
        flex-direction: column;
        align-items: flex-start;
        gap: 8px;
    }
    
    .emi-input-value-wrapper {
        align-self: stretch;
        text-align: center;
    }
    
    .emi-tenure-chips {
        justify-content: center;
    }
    
    .emi-chip {
        padding: 6px 12px;
        font-size: 0.75rem;
    }
    
    .emi-result-hero {
        padding: 24px;
        border-radius: 20px;
        min-width: 100%;
    }
    
    .emi-result-hero-value {
        font-size: 2rem;
    }
    
    .emi-results-subgrid {
        grid-template-columns: 1fr;
        min-width: 100%;
    }
    
    .emi-result-subcard.full-width {
        grid-column: span 1;
    }
    
    /* Charts Section - Tablet/Mobile */
    .emi-charts-section {
        grid-template-columns: 1fr;
        gap: 16px;
    }
    
    .emi-chart-block {
        padding: 20px;
        border-radius: 16px;
    }
    
    .emi-chart-block-title {
        font-size: 1rem;
        margin-bottom: 20px;
        justify-content: center;
    }
    
    .emi-chart-content {
        flex-direction: row;
        align-items: center;
        justify-content: center;
        gap: 20px;
    }
    
    .emi-doughnut-wrapper {
        width: 140px;
        height: 140px;
        padding: 6px;
    }
    
    .emi-chart-legend-modern {
        width: auto;
        gap: 12px;
    }
    
    .emi-legend-modern-item {
        gap: 10px;
    }
    
    .emi-legend-modern-dot {
        width: 12px;
        height: 12px;
    }
    
    .emi-legend-modern-label {
        font-size: 0.75rem;
    }
    
    .emi-legend-modern-value {
        font-size: 0.875rem;
    }
    
    .emi-legend-modern-percent {
        font-size: 0.75rem;
        padding: 3px 8px;
    }
    
    .emi-line-chart-wrapper {
        height: 180px;
    }
    
    .emi-info-modern {
        grid-template-columns: 1fr;
        gap: 16px;
    }
    
    .emi-info-card {
        padding: 24px;
    }
}

@media (max-width: 480px) {
    .emi-calculator-modern {
        padding: 0 12px;
    }
    
    .emi-inputs-column {
        padding: 20px;
    }
    
    .emi-slider-track-wrapper {
        height: 36px;
    }
    
    .emi-slider-input::-webkit-slider-thumb {
        width: 22px;
        height: 22px;
        border-width: 2px;
    }
    
    .emi-tenure-chips {
        gap: 6px;
    }
    
    .emi-chip {
        padding: 5px 10px;
        font-size: 0.6875rem;
    }
    
    .emi-result-hero {
        padding: 20px;
        border-radius: 16px;
    }
    
    .emi-result-hero-label {
        font-size: 0.75rem;
        padding: 6px 12px;
    }
    
    .emi-result-hero-value {
        font-size: 1.75rem;
    }
    
    .emi-result-subcard {
        padding: 16px;
    }
    
    .emi-result-subcard-value {
        font-size: 1.125rem;
    }
    
    /* Charts - Small Mobile */
    .emi-chart-block {
        padding: 16px;
        border-radius: 12px;
    }
    
    .emi-chart-block-title {
        font-size: 0.9375rem;
        margin-bottom: 16px;
    }
    
    .emi-chart-content {
        flex-direction: column;
        gap: 16px;
    }
    
    .emi-doughnut-wrapper {
        width: 160px;
        height: 160px;
        padding: 8px;
    }
    
    .emi-chart-legend-modern {
        flex-direction: row;
        justify-content: center;
        width: 100%;
        gap: 24px;
    }
    
    .emi-legend-modern-item {
        flex-direction: column;
        align-items: center;
        text-align: center;
        gap: 6px;
    }
    
    .emi-legend-modern-info {
        align-items: center;
    }
    
    .emi-legend-modern-percent {
        margin-left: 0;
    }
    
    .emi-line-chart-wrapper {
        height: 150px;
    }
}

/* Extra Small Mobile */
@media (max-width: 360px) {
    .emi-chart-content {
        gap: 12px;
    }
    
    .emi-doughnut-wrapper {
        width: 130px;
        height: 130px;
        padding: 6px;
    }
    
    .emi-chart-legend-modern {
        gap: 16px;
    }
    
    .emi-legend-modern-item {
        gap: 4px;
    }
    
    .emi-legend-modern-label {
        font-size: 0.6875rem;
    }
    
    .emi-legend-modern-value {
        font-size: 0.8125rem;
    }
    
    .emi-legend-modern-percent {
        font-size: 0.6875rem;
        padding: 2px 6px;
    }
}

/* ========================================
   Animations
   ======================================== */

.emi-inputs-column,
.emi-result-hero,
.emi-result-subcard,
.emi-chart-block,
.emi-info-card {
    opacity: 0;
    transform: translateY(20px);
    animation: emiFadeInUp 0.6s ease forwards;
}

.emi-inputs-column { animation-delay: 0.1s; }
.emi-result-hero { animation-delay: 0.15s; }
.emi-result-subcard:nth-child(1) { animation-delay: 0.2s; }
.emi-result-subcard:nth-child(2) { animation-delay: 0.25s; }
.emi-result-subcard:nth-child(3) { animation-delay: 0.3s; }
.emi-chart-block:nth-child(1) { animation-delay: 0.35s; }
.emi-chart-block:nth-child(2) { animation-delay: 0.4s; }
.emi-info-card:nth-child(1) { animation-delay: 0.45s; }
.emi-info-card:nth-child(2) { animation-delay: 0.5s; }
.emi-info-card:nth-child(3) { animation-delay: 0.55s; }

@keyframes emiFadeInUp {
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

/* Value Update Animation */
.emi-result-hero-value,
.emi-result-subcard-value {
    transition: all 0.3s ease;
}

/* ========================================
   Page Header Modern - Image Background
   ======================================== */

.emi-page-header-modern {
    position: relative;
    padding: 140px 0 100px;
    color: white;
    overflow: hidden;
}

/* Background Image */
.emi-header-bg {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    z-index: 0;
}

.emi-header-bg img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    object-position: center;
}

/* Dark Overlay */
.emi-header-overlay {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: linear-gradient(
        135deg,
        rgba(15, 23, 42, 0.92) 0%,
        rgba(30, 41, 59, 0.88) 50%,
        rgba(15, 23, 42, 0.92) 100%
    );
    z-index: 1;
}

/* Additional gradient overlay for depth */
.emi-page-header-modern::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: 
        radial-gradient(circle at 20% 50%, rgba(14, 146, 210, 0.15) 0%, transparent 50%),
        radial-gradient(circle at 80% 50%, rgba(54, 179, 126, 0.1) 0%, transparent 50%);
    z-index: 2;
    pointer-events: none;
}

.emi-page-header-content {
    position: relative;
    z-index: 3;
    text-align: center;
}

.emi-breadcrumb {
   color: rgba(255,255,255,0.6);
  display: inline-flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 20px;
  font-size: 0.875rem;
  padding: 8px 16px;
  background: rgba(255, 255, 255, 0.1);
  border-radius: 50px;
  backdrop-filter: blur(10px);
}

.emi-breadcrumb a {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    color: rgba(255, 255, 255, 0.7);
    text-decoration: none;
    transition: color 0.2s ease;
    display: inline-flex;
  align-items: center;
  gap: 6px;
  color: rgba(255, 255, 255, 0.7);
  text-decoration: none;
  transition: color 0.2s ease;
}

.emi-breadcrumb a:hover {
    color: white;
}

.emi-breadcrumb-separator {
    color: rgba(255, 255, 255, 0.4);
}

.emi-breadcrumb-current {
    color: white;
    font-weight: 500;
}

.emi-page-title {
    font-size: clamp(2rem, 5vw, 3rem);
    font-weight: 800;
    margin-bottom: 12px;
    letter-spacing: -0.02em;
}

.emi-page-subtitle {
    font-size: 1.125rem;
    color: rgba(255, 255, 255, 0.7);
    max-width: 500px;
    margin:0 auto 10px auto;
}

/* ========================================
   Section Modern
   ======================================== */

.emi-section-modern {
    padding: 0 0 60px;
    background: #f8fafc;
    position: relative;
}

.emi-section-modern .container {
    position: relative;
    z-index: 1;
}

/* ========================================
   CTA Section
   ======================================== */

.emi-cta-section {
    padding: 0 0 80px;
    background: #f8fafc;
}

.emi-cta-card {
    background: linear-gradient(135deg, #1762BE 0%, #122A54 50%, #4FC13C 100%);
    border-radius: 24px;
    padding: 48px;
    position: relative;
    overflow: hidden;
    box-shadow: 
        0 20px 40px -12px rgba(14, 146, 210, 0.4),
        0 8px 16px -4px rgba(14, 146, 210, 0.2);
}

.emi-cta-card::before {
    content: '';
    position: absolute;
    top: -50%;
    right: -10%;
    width: 500px;
    height: 500px;
    background: radial-gradient(circle, rgba(255,255,255,0.1) 0%, transparent 60%);
    pointer-events: none;
}

.emi-cta-content {
    position: relative;
    z-index: 1;
    text-align: center;
    color: white;
}

.emi-cta-icon {
    width: 64px;
    height: 64px;
    background: rgba(255, 255, 255, 0.15);
    backdrop-filter: blur(8px);
    border-radius: 16px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 24px;
    border: 1px solid rgba(255, 255, 255, 0.2);
}

.emi-cta-content h3 {
    font-size: 1.75rem;
    font-weight: 700;
    margin-bottom: 12px;
}

.emi-cta-content p {
    font-size: 1.0625rem;
    color: rgba(255, 255, 255, 0.9);
    max-width: 500px;
    margin: 0 auto 24px;
    line-height: 1.6;
}

.emi-cta-button {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    background: white;
    color: #1762BE;
    font-size: 1rem;
    font-weight: 600;
    padding: 14px 28px;
    border-radius: 12px;
    text-decoration: none;
    transition: all 0.3s ease;
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.1);
}

.emi-cta-button:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 20px rgba(0, 0, 0, 0.15);
    background: var(--cta-hover);
}

.emi-cta-button svg {
    transition: transform 0.2s ease;
}

.emi-cta-button:hover svg {
    transform: translateX(4px);
}

/* ========================================
   Responsive - Page Header & CTA
   ======================================== */

@media (max-width: 768px) {
    .emi-page-header-modern {
        padding: 100px 0 120px;
    }
    
    .emi-page-title {
        font-size: 1.75rem;
    }
    
    .emi-page-subtitle {
        font-size: 1rem;
    }
    
    .emi-section-modern {
        padding: 0 0 40px;
    }
    
    .emi-cta-section {
        padding: 0 0 60px;
    }
    
    .emi-cta-card {
        padding: 32px 24px;
        border-radius: 20px;
        margin: 0 16px;
    }
    
    .emi-cta-icon {
        width: 56px;
        height: 56px;
    }
    
    .emi-cta-content h3 {
        font-size: 1.375rem;
    }
    
    .emi-cta-content p {
        font-size: 0.9375rem;
    }
    
    .emi-cta-button {
        padding: 12px 24px;
        font-size: 0.9375rem;
    }
}

@media (max-width: 480px) {
    .emi-page-header-modern {
        padding: 80px 0 100px;
    }
    
    .emi-breadcrumb {
        font-size: 0.8125rem;
    }
    
    .emi-cta-card {
        padding: 28px 20px;
        border-radius: 16px;
        margin: 0 12px;
    }
    
    .emi-cta-content h3 {
        font-size: 1.25rem;
    }
}